PaymentKnox for Accounts Payable

robust outgoing payments protection
continuously verify banking details to prevent cyberfraudsters from ‘hijacking’ payments
PaymentKnox™ for Accounts Payable - nsKnox

Outgoing payments are at risk

Cybercriminals today are using ever-more sophisticated techniques, such as vendor impersonation, business email compromise (BEC), and social engineering, to divert outgoing corporate payments to their own fraudulent accounts. As their success rates grow so does the financial damage incurred by targeted organizations.

89 %

of cyberattacks
use social engineering

$ 3 B

in losses due to
BEC in 2020

The 3 pillars of powerful payments protection

PaymentKnox™ for Accounts Payable introduces a technology-driven approach that enables organizations to minimize the risk of human error and prevent unauthorized payments. The offering is comprised of three solutions:

Adaptive Payment Security™

Global account validation based on authoritative data from the banking system, based on our in-network and out-of-network solutions.
Where others stop, our validation continues.

Master Data Guard

for an automated and highly secure verification process that ensures that master payee data is current, accurate, and hasn’t been tampered with

Payment Check

by scanning and analyzing payment transactions to ensure that every payment is made only to validated payees and accounts

Unprecedented benefits

Zero errors

from manual processes that are prone to social engineering attacks

Detection & alerts

to payment and master data discrepancies, as well as payment files manipulation attempts

Automated assurance

of bank account ownership and details accuracy

Early action

to assure that payments are made only to intended recipients

Trusted by leading global brands

FAQs

What does nsKnox do?

nsKnox is a fintech-security company that prevents B2B payment fraud for corporations and banks. We validate any bank account, anywhere in the world, before payments are made, ensuring every dollar goes to the intended recipient, not a fraudster.
nsKnox offers two product families:
PaymentKnox™ for Corporates — protects both outgoing (AP) and incoming (AR) payments for finance teams
PaymentKnox™ for Banks — a fraud protection service banks offer to their corporate clients

nsKnox protects against every major category of B2B payment fraud, including:

  • Business Email Compromise (BEC) – fraudsters impersonating suppliers or executives via hacked or spoofed email
  • Deepfake AI attacks – voice and video cloning used to impersonate authorized personnel
  • Vendor impersonation – fraudsters pretending to be a supplier to redirect payments
  • Social engineering – manipulation of AP staff to change bank account details
  • Insider fraud – employees with access to finance or ERP systems making unauthorized changes
  • Cyberattacks on ERP systems – direct attacks that alter vendor master data
    Example: A fraudster sends an email impersonating a supplier, requesting a bank account change. Without nsKnox, your AP team may process it. With nsKnox, the new account is validated against authoritative banking data before any payment is released – and if it doesn’t check out, the payment is flagged.

nsKnox serves organizations from all industries that send or receive B2B payments and want to eliminate fraud risk. This includes:
CFOs and Treasurers seeking to reduce financial risk and ensure compliance
Accounts Payable (AP) teams managing outgoing vendor payments
Accounts Receivable (AR) teams protecting incoming payments
Data Management teams responsible for vendor master data integrity
Banks looking to offer advanced fraud protection to their corporate clients
nsKnox is trusted by leading global brands across industries including manufacturing, financial services, insurance, and technology.

Let’s talk to see if our solution meets your needs

It’s powerful and easy, with no effort from IT and no changes to current processes are required.
Case Study: UniGroup Eliminates Payment Fraud Risk Across the Entire Procure-to-pay cycle with nsKnox