In this Q&A, nsKnox VP Product Moish Levin explores recent innovations and how they help organizations stay ahead of modern payment fraud.
Payment fraud is becoming more sophisticated and harder to detect through traditional controls alone. At the same time, finance teams are under pressure to operate faster and manage growing complexity across vendor ecosystems.
This interview discusses the evolution of payment security, the challenges shaping the nsKnox approach, and what is coming in 2026 for continuous fraud prevention.
“For a long time, payment security was treated as a tradeoff: you could have stronger control, or operational efficiency, but not both. Our focus at nsKnox is building protection that adapts to risk and works in the flow of how finance teams actually operate.”
– Moish Levin, VP Product, nsKnox
Q. What are the top challenges customers face with payment fraud prevention?
The biggest historical challenge was the tension between protection and efficiency. Traditionally, every security measure risked slowing down Accounts Payable. We realized a static, one-size-fits-all approach wouldn’t work for modern enterprises.
I’m most proud that we developed Adaptive Payment Security™, a model that allows organizations to navigate the “impossible triangle” of Speed, Effort, and Certainty. By enabling customers to configure verification levels based on the inherent risk of each transaction, security has evolved from an operational bottleneck into an intelligent, flexible asset.
Q. When engaging with customers and partners, what do they express as their most critical needs in today’s threat landscape?
Clarity and control. Manual validation is no longer enough to handle growing payment volumes and sophisticated fraud attempts. Customers need real-time visibility into where the risk actually lies.
They are also looking for a centralized operating model. Moving between emails, spreadsheets, and internal systems is slow and fraud-prone. This is why we invested in the Work Canvas Command Center – to provide a single environment for investigation and action. Finally, there is a demand for automation that reduces ‘cognitive load’ by surfacing anomalies and actionable
Q. The payment protection market is crowded. What gives nsKnox its distinct competitive edge?
What sets nsKnox apart starts with our account validation philosophy. Many solutions in this space rely on internal databases, connect to 3rd party sources when available, and offer limited alternatives when those sources fall short. We have our own database and an extensive network of validation partners, both of which cover the majority of vendor accounts, but what separates us from the rest is that we do not stop there.
Our real advantage shines when a payment falls outside traditional validation networks. Through Knox Verify™, we can continue the validation process even when standard sources cannot provide a clear answer, extending coverage to 100%.
That global reach is a key differentiator: while many providers are constrained by proprietary databases or regional limitations, nsKnox extends verification by leveraging its ability to extract authoritative data from any bank globally, enabling account validation that others simply cannot deliver.
Community Insights™ helps customers see whether a vendor is transacting successfully across our trusted network, while our Confidence Score turns multiple signals into a clear, actionable rating like AAA, AA, or A, adding more decision-making value on top of coverage.
Ultimately, we offer not just complete and robust account validation but also greater flexibility for the customer. That is the foundation of Adaptive Payment Security: helping organizations apply the right level of verification for each payment while maintaining confidence in their vendor bank account data and payments..
Q. We have some highly anticipated updates coming this year. What is on the roadmap for 2026?
2026 will be a transformative year. We are introducing a major tool designed to offload additional manual work, giving organizations 24/7 verification capabilities at a fraction of the usual operational cost.
We are also expanding our risk assessment capabilities with automated Domain Checks and Sanctions Screening via high-speed APIs. Another key update is Email Integration, allowing users to manage white-labeled vendor communications directly within Work Canvas. This reduces delays and creates a more trusted experience for both sides. These updates reflect our
Q. How do our features ensure businesses are protected continuously, rather than just during onboarding?
A common misconception is that risk is ‘solved’ at onboarding. In reality, vendor data is a living environment. If your protection is a one-time checkpoint, it’s already outdated.
Our 2026 features address this directly:
- Batch Scan (Master Data Guard™): Allows companies to ingest their entire vendor master file to cleanse historical data and identify dormant or risky entities.
- Periodic Scan (Payment Check™): Re-verifies vendor details right before payment execution. This catches fraud at the most critical moment – before money moves.
- Community Insights™: The Power of Collective Intelligence. By opting into the nsKnox ecosystem, customers can contribute anonymized Master Vendor File data to our secure validation network. This unlocks access to the collective intelligence of the global nsKnox community database. By layering Community Insights over Quick Check results, organizations gain an additional, data-driven defense – verifying vendors based on real-time transaction behavior across the network to stay ahead of sophisticated fraud.
These combined capabilities move payment protection from a point-in-time control to a continuous intelligence layer. That is where resilient security begins.